Cash Advance Tips: Finding a Good Payday Lender

Posted on Wednesday, August 4th, 2010 at 9:59 am in General Payday Loan Tips, Helpful Payday Loan Info

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Applying for an online instant cash advance requires you to submit sensitive personal information to your online payday lender over the Internet. You’ll need to provide your lender with personally identifying information to verify your identity and employment and bank account information to receive your direct deposit cash loan. To keep your information safe, it’s important to find a reputable online lender with a security encrypted application to protect your privacy. Here are some tips for finding a good lender before you borrow:
  • Research the lender. Make sure your lender is registered with the Better Business Bureau (BBB) and the Federal Trade Commission (FTC). If any customers have complained about the lender, the BBB and FTC websites will have records of those complaints.  Read what other customers have to say about the lender. Search forums for positive and negative reviews. Make sure you’re doing business with a legitimate and licensed online payday loan lender.
  • Consider the website. Take a look at the online payday loan lender’s website. Are they up front about charges, interest rates, and payment plans? Do they advertise a security encrypted, 100% secure application? Do they provide an address and telephone number you can contact if there’s a problem with your application? These are all signs of a reputable payday lending website.
  • Select a lender who is licensed in your state. A lender who is not licensed to provide same day cash advances in your state cannot legally approve your loan. Before you submit your application, make sure your lender is licensed to approve short term cash loans in your state. Several states ban storefront payday lenders but do not regulate online payday lending. Check your state payday loan laws to make sure you’re borrowing from a state licensed online payday loan lender.
A reputable payday lender will offer a security encrypted online application to protect your private information and will be completely transparent about fees, interest rates, and payment terms on their website. Do your research, read reviews, and look closely at your online payday loan lender’s website before submitting sensitive information online.

Related posts:

  1. Finding a Reputable Payday Lender
  2. Easy Tips for Finding a Payday Lender
  3. How to Find a Good Cash Advance Online Lender
  4. Choosing a Cash Advance Lender
  5. Choosing your Payday Lender

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