Cash Advances in Texas

Posted on Thursday, August 6th, 2009 at 7:48 pm in Cash Loan Info by State

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Many people in Texas fall short of cash just days before their salary is due and this debars them from carrying out crucial economic responsibilities as well as certain small requirements in life. This often causes embarrassment when they have to resort to borrowing money from their friends and family. If you have faced such problems in your life then payday loans might provide you with a unique solution to these temporary monetary needs of yours. In case of payday loans the borrower’s salary or next paycheck acts as collateral for the amount of money that is loaned for a short period of time. Payday loans are available in all the major cities of Texas like Dallas, Frisco, Celina, San Angelo, Wichita Falls and Addison etc.

Thus, as a resident of Texas you can not tide over your temporary monetary needs due to social responsibility or economic commitment through these cash advance loans or payday loans which you can repay when you get your next salary. You will have a wide array of payday lending agencies in Texas to borrow money from during your hour of need. The main sources of payday loans in Texas include online payday loan agencies, banks and certified payday outlets. You can drop in at one of these payday loan outlets of Texas and apply for payday loans which would be approved within 24-48 hours.

Texas State has certain restrictions which regulate the payday lending industry. It is imperative that all Texas payday lending agencies whether they are online agencies or brick and mortar outlets to get a license for being in the business of extending payday loans. This sort of license prevents any malpractice or shady deals related to payday loans in Texas. The Texas law makers have not put in any regulations against the number of payday loans that can be extended for a stipulated amount of time.

The Texas legislature clearly states that the cumulative amount of a single cash advance shouldn’t exceed $100-$ 350 at a time. A resident of Texas can avail a payday loan for a period of 7-31days. However, roll over and extensions of payday loans are not allowed by Texas State law. That is why once you receive a payday loan you have to repay it within 31 days. The Texas payday lenders can impose an additional fee of $10 on each cash advance loans. The interest rate of Texas payday loans are stipulated at 48% by the Texas legislation.

Cash Advance Lenders in Texas:

Dallas Cash Advances
Samuell Blvd
Dallas TX 75223

Dallas Payday
Ross Avenue
Dallas TX 75204

Houston Cash Advances
Lyons Ave
Houston TX 77020

Related Searches: cash advances in Texas, cash advance in Texas, pay day loan in Texas, payday loan in Texas, payday loans in Texas, pay day loans in Texas

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