Cash Advances: No Fax, No Credit Check Convenience
Where do you go when you need fast cash? To the bank? A cash advance on your credit card? Overdrawing your bank account to pay bills on time? Cash advances borrowed from an online payday lender can get the fast cash you need wired in 1 hour to your account with instant, same-day approval.
Qualified customers can borrow up to $1,500 until their next payday for any expenses that need immediate attention. From car repairs to medical bills to regular monthly expenses, cash advances have it covered. The information on your online application is electronically verified, so there’s no fax to worry about. Your payday lender approves your cash advance based on your monthly income, so there’s no credit check to wait for, either. Cash advances are much faster and more convenient than waiting for approval for a bank loan.
Online payday lenders have the same basic qualifications for approval: You must be at least 18 years old and a US citizen with an active bank account and a reliable monthly income. Make sure your checking account or savings account has direct deposit so your online lender can wire cash straight to your account. Some payday lenders may require cash advance applicants to make a minimum salary of at least $800 a month to qualify for instant approval. Check with your online payday lender to make sure you meet minimum salary requirements.
Cash advances are more affordable than some of the other options available in a short-term cash crisis, like overdrawing your bank account or making monthly payments late. Bank overdraft fees can cost you up to $3,000 a year with an average annual percentage rate of 4,547%! Late fees on monthly utility bills can cost $50 or more for a single late payment. Cash advance fees vary by payday lender, but are typically $15 for every $100 you borrow. The APR on an online cash advance is close to 400%, higher than bank loans with credit-based approval but considerably lower than the other alternatives when you’re short on cash.
Apply today for the fast cash you need online from a top-rated national payday lender and get cash wired in 1 hour straight to your account!
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3 Easy Steps to Get Your Quick Cash
Complete the short form.
Receive your approval and confirm loan.
Cash deposited into your account.