Payday Loans for Retirees

Posted on Thursday, July 1st, 2010 at 12:02 pm in Helpful Payday Loan Info, Miscellaneous Cash Loan Info

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Payday loan lenders list only a few requirements for customers to qualify for an instant cash advance loan: Borrowers must be US residents at least 18 years of age, must maintain an active bank account, and must receive a regular monthly income. Some consumers interpret income requirements to mean they must be employed before they can qualify for a payday loan. While your lender might prefer their customers to hold a part- or full-time job, retired individuals who receive monthly Social Security checks can also qualify.
 
Monthly income is not just limited to a paycheck from a full-time employer. You lender may accept various monetary sources as a form of income, including a savings account, funds from a 401k, or monthly retirement checks from Social Security. As long as you have an adequate monthly cash flow to repay your cash advance loan, your lender should approve you regardless of your retired status.
 
Many retirees benefit from payday loans for emergency expenses. Medical bills, expensive prescriptions, or eye and dental care are just a few of the costs of aging that payday loan can help pay for. The economic recession has cut into many older Americans’ Social Security and retirement benefits, leaving retired consumers with less than adequate funds for increasing medical and living expenses. Short term payday loans can help fill the financial gap for the months when you need to visit the doctor and renew your prescriptions that Medicare might not cover in addition to paying your regular monthly bills. Don’t feel like the medical costs of getting older have to interfere with maintaining a comfortable retired lifestyle. Let an instant cash advance loan from an online payday loan lender help with all of your retirement expenses.    

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3 Easy Steps to Get Your Quick Cash

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Complete the short form.

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Receive your approval and confirm loan.

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Cash deposited into your account.